It covers legal defense costs if a product harms a customer, including adverse effects, contamination, and damaged property.
A janitorial bond is a type of surety bond that protects your clients against losses caused by dishonest acts of your employees. It can help build trust with clients ...
If you use vehicles for business purposes, commercial auto insurance is necessary. It covers accidents, theft, and damage involving your business vehicles.
General liability insurance covers third-party property damage, bodily injury, and advertising injury claims.
In most states, workers' compensation insurance is required if you have employees. It covers medical expenses and lost wages for work-related injuries.
Yes, many states require cleaning businesses to have a license. Check with your local authorities for specific requirements.
Contact your insurance provider immediately, document the incident, and follow their instructions for filing a claim.
Implementing safety measures, maintaining a good claims history, and bundling policies can help reduce premiums.
It covers damage to vehicles in your care, custody, or control, such as during servicing or storage.
Yes, personal auto insurance usually does not cover business-related incidents.
