Protecting & Managing Garbage Truck Operations Risk Through Insurance
Owning a garbage truck business comes with a lot of upsides in terms of profitability and predictability when it comes to business. Ensuring that your trucks and drivers are secured should be a top priority for your business because without proper coverage your business cannot legally operate. We can help you get your garbage truck insured with protection that gives you peace of mind to operate your business more effectively.
Learn About Garbage Truck Insurance
Commercial auto insurance is a must-have for any garbage truck driver. The coverages you need in order to operate a garbage truck are the following:
- Medical Payments:
- This coverage is important to protect garbage truck drivers as well as any passengers who are in the truck during an accident. This coverage pays for medical expenses regardless of who was responsible for the accident.
- Commercial Liability Insurance:
- Bodily Injury: This will cover the costs associated with those involved in the accident.
- Property Damage: This will cover other vehicles involved in the accident.
- Physical Damage:
- Collision
- Comprehensive
- Uninsured/Underinsured Motorist Coverage: Provide bodily injury coverage for yourself if the other party of the accident was at fault and doesn’t have enough insurance coverage.
The cost to buy and maintain a garbage truck can be significant. A high-end model may range from $350,000 all the way down to around five figures depending on your needs. The cost of repairing or replacing it can have serious implications for your business if you don’t have comprehensive coverage that covers the expense.
Types of Companies:
- Garbage Trucks & Trash Trucks
- Garbage Truck Companies & Services
- Garbage Truck Drivers
- Recycle Trucks
- Waste Haulers